TINCAN

These Terms of Service (“Terms”) govern your use of the TINCAN mobile application (“TINCAN”, “the app”, “we”, “us”). Please read them carefully. By downloading, accessing, or using TINCAN, you agree to these Terms. If you do not agree, please do not use the app.

By installing or using TINCAN you confirm that you have read, understood, and agree to be bound by these Terms and by our Privacy Policy, which is incorporated into these Terms by reference. These Terms apply to all users, including those using the app in guest mode.

You must be at least 13 years old (or the minimum age of digital consent in your country, if higher) to use TINCAN. By using the app you represent that you meet this requirement and that you are able to enter into a binding agreement.

TINCAN is a personal savings, budgeting, and expense-tracking tool. It helps you record income and expenses, plan monthly budgets, set savings goals, track deposits and plans in the Savings Planner, schedule bill reminders, see forecasts from the on-device AI Coach, back up to your own Google Drive, and optionally save together with others in shared groups. TINCAN does not hold, move, store, or transfer real money. All amounts you enter are records you create for your own tracking purposes.

Auto-track (optional). If you switch it on and grant notification access, TINCAN reads notifications from apps you choose in order to suggest transactions. It is off by default, processes alerts on your device, and requests no SMS permissions. Detection is a convenience, not a guarantee: suggestions can be wrong, duplicated, or missed entirely, and you remain responsible for checking that your records are accurate. You can turn it off at any time in Settings.

TINCAN is free to use and, on the free tier, is supported by ads shown via Google AdMob (see our Privacy Policy). Premium is not open for purchase yet; the terms in this section apply from the moment it becomes available. You may then optionally subscribe to TINCAN Premium, which removes ads and unlocks additional features (such as Family mode, the Family pool, real-time Live Sync, and unlimited cloud syncs).

• Billing. Premium is an auto-renewing subscription sold through Google Play and billed to your Google Play account. The price and billing period (monthly or annual) are shown in the app before you confirm the purchase.
• Auto-renewal. Your subscription renews automatically at the end of each billing period at the then-current price, unless you cancel at least 24 hours before the end of the current period. Your Google Play account is charged on each renewal.
• Cancellation. You can manage or cancel your subscription at any time in Google Play Store → Subscriptions. Cancellation takes effect at the end of the current billing period — you keep Premium until then and are not charged again.
• Free trials / introductory offers. If an offer is available and you do not cancel before it ends, it automatically converts to a paid subscription at the standard price.
• Refunds. Payments are processed by Google Play and are subject to Google Play’s refund policies. Except where required by law, subscription fees are non-refundable for partial periods.
• Price & feature changes. We may change subscription prices or the features included in Premium. Any price change applies only after notice and, where required, your consent, in accordance with Google Play’s rules.

• You may sign in using Google or email/password. You are responsible for keeping your login credentials secure and for all activity under your account.
• You agree to provide accurate information and to notify us if you believe your account has been compromised.
• You are responsible for the data you enter into the app.

You can use TINCAN without an account in guest mode. In guest mode, your data is stored only on your device and is removed if you uninstall the app or clear its data. When you sign in, your data may be backed up and synced as described in our Privacy Policy. You are responsible for keeping your own backups where important to you.

You agree not to:

• Use the app for any unlawful, fraudulent, or harmful purpose;
• Attempt to disrupt, hack, reverse-engineer, or gain unauthorised access to the app or its systems;
• Upload content that is unlawful, abusive, or infringes others’ rights;
• Use the app to harass or harm other group members, or to share content you do not have the right to share;
• Resell, sublicense, or commercially exploit the app without our permission.

When you create or join a group, your display name, profile photo, and the shared transactions, balances, and transfers within that group are visible to other members of the same group. Only invite people you trust, and only share information you are comfortable making visible to those members. You are responsible for the content you contribute to a group. We are not responsible for how other members use information shared within a group.

TINCAN is provided for personal information and organisation only. It is not a bank, financial institution, or licensed financial adviser, and it does not provide financial, investment, tax, accounting, or legal advice. Any figures, budgets, summaries, charts, or suggestions shown in the app are illustrative and based on the data you enter. This expressly includes the AI Coach — its forecasts, safe-to-spend figures, health scores, confidence percentages and purchase-impact estimates are statistical projections from your own history, not predictions of what will happen — and the Savings Planner, whose maturity values and returns are indicative calculations, not an offer, quote, or guarantee from us or from any financial institution.

TINCAN relies on several Google services: Firebase (Authentication, Cloud Firestore, and Cloud Storage) and Google Sign-In for accounts, sync, and storage; Google AdMob to display ads on the free tier; and Google Play Billing to process Premium subscriptions. Your use of these features is also subject to Google’s applicable terms and policies. We are not responsible for third-party services outside our control, including any interruption or change to them.

The TINCAN app, including its name, logo, design, and software, is owned by us and protected by applicable laws. We grant you a personal, limited, non-exclusive, non-transferable, revocable licence to use the app for your own personal, non-commercial use. The financial data you enter remains yours.

TINCAN is provided on an “as is” and “as available” basis, without warranties of any kind, whether express or implied. We do not warrant that the app will be uninterrupted, error-free, secure, or that any data will always be accurate, preserved, or available. You use the app at your own risk.

To the maximum extent permitted by law, we will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of data, profits, savings, or goodwill, arising out of or related to your use of (or inability to use) the app — including any inaccuracy in records, missed reminders, or loss of data. Nothing in these Terms excludes liability that cannot be excluded under applicable law.

You may stop using TINCAN at any time and delete your account from within the app (Profile → My Profile → Delete Account) or by contacting us. We may suspend or terminate access if you breach these Terms or use the app in a way that could harm other users or the service. On termination, the licence granted to you ends.

We may update, change, or discontinue features of the app at any time. We may also update these Terms from time to time; material changes will be reflected by updating the “Updated” date at the top of this page. Your continued use of the app after changes take effect constitutes acceptance of the revised Terms.

These Terms are governed by the laws of India, without regard to conflict-of-law principles. Any disputes arising from these Terms or your use of the app will be subject to the exclusive jurisdiction of the competent courts in India, except where applicable consumer-protection law gives you the right to bring proceedings elsewhere.

If you have any questions about these Terms, reach out anytime: